Decatur Rotary Spoke 'n Wheel
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Decatur Rotary Spoke 'n Wheel
February 24, 2009 Edition Decatur Rotary Spoke 'n Wheel
Decatur Rotary Spoke 'n Wheel
Decatur Rotary Spoke 'n Wheel Decatur Rotary Spoke 'n Wheel Decatur Rotary Spoke 'n Wheel Decatur Rotary Spoke 'n Wheel Decatur Rotary Spoke 'n Wheel Decatur Rotary Spoke 'n Wheel Decatur Rotary Spoke 'n Wheel Decatur Rotary Spoke 'n Wheel Decatur Rotary Spoke 'n Wheel


Dear Rotarians: Thank you so much for the opportunity to serve as your editor for the past four months. I have enjoyed the task! It is now time to pass the responsibilities on to Susan Cobleigh, who will do a great job keeping you informed!

Your reporter for February is John B. Kline.

In this Issue
Decatur Rotary Spoke 'n Wheel
Decatur Rotary Spoke 'n Wheel
  • Michelle Jones from CCCS
  • Happy Birthday Wishes
  • Around the Room
  • Upcoming Programs

  • Michelle Jones from CCCS
    Decatur Rotary Spoke 'n Wheel
    Michelle Jones


    Michelle Jones, vice president of counseling at Consumer Credit Counseling Service of Greater Atlanta


    Sarah Fountain


    Sarah Fountain introduces our guest speaker


    Sarah Fountain then gave an introduction of our guest speaker, Michelle Jones who is vice president of counseling at Consumer Credit Counseling Service (CCCS) of Greater Atlanta.

    Mrs. Jones, a resident of Decatur along with her family, is responsible for all counseling services, including a staff of more than 300 counselors who specialize in budget and credit, housing and pre-filing bankruptcy counseling. These counseling services are provided in-person, by telephone and online.

    Jones has been in her current position since 2002. She joined the agency in 1997 as a counselor. She was promoted to a branch manager in 1998 and was made director of branch counseling in 2000. She is a graduate of the University of Georgia and holds a master's degree in clinical psychology from Georgia Southern University.

    Michelle Jones opened her talk about "The Pressing Foreclosure Crisis" by first telling us a little about the services that CCCS of Atlanta offers to its constituents at its offices in Atlanta and here in Decatur on the courthouse square. These services include (1) the next best steps a person can take to find a solution to saving their home and their credit history; (2) debt counseling services for people with too much unsecured debt ; and (3) bankruptcy counseling.

    Mrs. Jones shared some statistics that demonstrated the exponential increases in people needing debt counseling with over 73,000 cases in 2008 supplied by a staff of 300. She illustrated that the typical client has changed from a single woman with children and a modest income to families with household income of over $50,000, but with severe problems making mortgage payments due to job losses or other economic events.

    Mrs. Jones also gave the audience several examples of counseling successes where the CCCS was able to intervene with loan servicers and get people's interest rates reduced to allow them to continue to service the debt and avoid a foreclosure. She emphasized that the key to helping people is early intervention, contacting the loan servicer; and developing a bare bones recovery budget for the client.

    Following our speaker's talk, President Mark presented the DeKalb Library System with Up to Our Eyeballs, How Shady Lenders and Failed Economic Policies are Drowning Americans in Debt by Garcia, Lardner, and Zeldin in our speaker's honor.

    Reported By John B. Kline

    Photographs By Mark Burnette


    Happy Birthday Wishes
    Decatur Rotary Spoke 'n Wheel
    candles


    Happy February Birthday



      • February 10: James Brewer-Calvert
      • February 13: Frank Matthews
      • February 15: Buck Buchanan
      • February 19: Rick Meyer
      • February 23: Bill Painter
      • February 23: John Shelton
      • February 24: Brenda Leder
      • February 26: Cynthia Becker
      • February 26: Walt Bryde

    Around the Room
    Decatur Rotary Spoke 'n Wheel
    Warren & Bill


    Warren Davidson and Bill Breen


    Mark & Rhonda


    President Mark and Rhonda Davidson pose at the head table


    Head table

    Josh McCosh of CCCS of Atlanta, Sarah Fountain and Michelle Jones enjoy lunch


    Jason & Mark

    Jason Conn is recognized as "Rotarian of the Year" by President Mark


    Upcoming Programs
    Decatur Rotary Spoke 'n Wheel

  • February 27: Elizabeth Horner
  • March 6: Doug Shipman
  • March 13: TBA

  • Rotary logo

    Welcoming Guests

    Julia Carter introduced our visiting Rotarian: Cheryl Mann of the Buckhead Club.

    Guests of Rotarians:

    Jason Conn introduced as his guest Charles Yorke the City President in Decatur for Cornerstone Bank. President Mark introduced Josh McCosh of CCCS of Atlanta, a guest of our speaker.

    Officers for Decatur Rotary:

    President - Mark Hastings

    President-Elect - Bryan Downs

    Past President - David Ewing

    Secretary - Vee Nelson

    Treasurer - Jason Conn

    Sergeant-at-Arms - Doug Torbush

    District Governor - Ted Propes

    ANNOUNCEMENTS:

    President Mark announced that the apples for teachers event headed up by Ed Turner, and assisted by Past President Judy Turner was a rousing success.

    President Mark also recognized Scott Drake's efforts of publicizing the MLK service day in several local publications.

    President Mark also presented Jason Conn the commemorative plaque for "Rotarian of the Year" . Congratulations Jason!

      . . . . . . . . . . . . . .

      Join us! Decatur Rotary Club meets each Friday at noon at the Old Courthouse on the Square in downtown Decatur.

      . . . . . . . . . . . . . .

      The four-way test of the things we think, say or do:

      Is it the TRUTH?

      Is it FAIR to all concerned?

      Will it build GOOD WILL and BETTER FRIENDSHIPS?

      Will it be BENEFICIAL to all concerned?

      . . . . . . . . . . . . . .

      Directions: Old Courthouse on the Square


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